Tuesday, May 21, 2013

Raha Moharrak Is First Saudi Arabian Woman To Climb Mount Everest



A Saudi Arabian woman made history when she reached the summit of Mount Everest over the weekend.
Raha Moharrak, 25, is the first Saudi Arabian woman and the youngest Arab to reach the summit. Thirty five other climbers and 29 Nepalese Sherpa guides also completed the climb to the 29,035 foot-high summit.
Moharrak was part of a group that included the first Qatari man and the first Palestinian man to reach the top of the infamous mountain. The group, known as “Arabs with Altitude,” was hoping to raise $1 million to help fund education projects in Nepal.
A tweet from the team reads:
“The first ever Saudi woman to attempt Everest has reached the top!! Bravo Raha Moharrak. We salute you.” When asked about being the first Saudi woman to reach the summit, Moharrak revealed: “I really don’t care about being the first … so long as it inspires someone else to be the second.”

Saturday, December 22, 2012

This Christmas - Lets Step out with a cause.






As a child, I had the privilege of experiencing taking educational expedition at a Missionary School in my home town.  Our day time-table was interestingly woven with subjects as interesting as Moral Science besides General Science. Having traversed 30 years since, I infer that understanding moral science is more of a modern need. Let’s refrain from arguing. Have you, lately,  seen the world around you? Does it call for a need to bring back a dedicated subject called MORAL SCIENCE into the school platter of so-called fee-fed education system.

It is indeed sad, while reflecting on the recent events at the country’s capital, New Delhi, arising out of immoral dare-do assault on souls who don’t deserve to be treated or manifested, in the wildest of dreams; I strongly feel that we need to stop talking about connotation and annotation of how it happened and what next – instead, get down to reflecting on our inner moral index. Are we evolved? Are we matured? If not, than take necessary actions and steps to change. To be the change that we want to see in this world!

The necessity to understand Moral Science is becoming to be taken urgently. Least, we will be able to understand to handle and manage our “Moral” chords when it comes to balancing our life with all the attractions and distractions around us and while we are gasping to keep up with the pace of life in the environment that we dwell.



Recent days, it has been very busy for all those scores and hundreds of elite intellectual ponder debate and wonder on the TV screen, on how to handle the growing numbers of immoral criminals and crimes in the country. Interestingly, they all blame it on the executive body, judiciary, police et al. Why can’t they rise to the need of the hour, by being the change? Stepping out of their couch and set examples of moral attributes that needs to be put in motion.  Today’s daily reads -  an elected people’s representative is charged with immoral crimes!!! Where are we heading?

We are a country of Nalandas; a country of the Mahatmas, a country of Rabindra Nath Tagores, Mother Teresas, Tatas, Sachin Tendulkars, a country of Vaishnu Devi Dhams, a country of Kamakhya Temples, and  the list never ends. So diverse, so rich, so civilized. 

My questions is - why are we struggling at this time and age on this Earth with something called MORAL? Can we embark upon a trek to try and change the moral landscape? Are you there in the path ahead?

Sunday, August 14, 2011

To The Moon and Back !


The three humiliating defeats at the hands of England have stripped India of their No.1 Test status along with it, the series.

Dhoni - To The Moon and Back !

Thursday, October 14, 2010

Federal India’s Ideal on Trial in Kashmir

Federal India’s Ideal on Trial in Kashmir
Sailendra Nath Ghosh

Two momentous developments took place in the second half of September. An all-party delegation of Parliamentarians visited Kashmir to study the ground reality at first hand; and following the visit, an eight-point package was announced by the Government of India. The all-party delegation of MPs symbolized the whole of India’s interest; (i) in Kashmir’s sentiments and views about their future and (ii) in knowing precisely the factors that gave rise to the unrest.
The eight-point package includes (i) advice to the state government to release all students and youths detained or arrested for pelting stones; (ii) advice to the state government to review the cases of detainees under the Public Security Act and withdraw detention orders in apt cases; (iii) decision to appoint a team of four interlocutors to begin sustained dialogues with all sections of J&K populace; (iv) decision to appoint two special task forces, one each for Jammu and Ladakh to examine the regions’ developmental needs; (v) request to the state government to convene a meeting of the Unified Command (consisting of the military, the state police, the CRPF and the civil administration) to review the deployment of forces in Kashmir and to withdraw the application of Disturbed Area Act wherever possible; (vi) a grant to the state government to immediately re-open educational institutions and conduct the year’s examinations in time; (vii) grant of ex-gratia to bereaved families @ Rs.5 Lakhs per person killed in the civil disturbances since June 11, 2010; and (viii) provision of Rs.100Crores to improve educational infrastructure across the state.

Area-wise review of the need for continued application of the Disturbed Areas Act would automatically mean the withdrawal of AFSPA from the areas that come to be denotified.
Although this announcement may be welcomed as the first minimal step, there are reasons to feel that the process of reconciliation is yet to begin. The politics in Jammu and Kashmir – and also in the Indian Union as a whole – are highly fractious and the road map for reaching a consensus has not yet been thought of. A mere two-day visit by the all-party delegation was far from sufficient for understanding the ground reality. Visits to the lanes and by-lanes of the towns and cities, from where allegations of CRPF vandalism came, needed to have been part of their itinerary. While they listened to the separatists, they did not engage the latter in a dialogic process.

For example, Syed Ali Shah Geelani, who often accuses India of not honouring its plebiscite pledge, ought to have been asked if Pakistan had demilitarized the POK then to create the condition for the plebiscite. He needed to be asked if he would undertake to prepare the necessary condition, even now, for the plebiscite by (i) securing the demilitarization of Pak Occupied Kashmir (ii) by giving guarantees that there are no Jihadi’s ammunition dumps buried within the territory of J&K; and (iii) by ensuring that the people of Gilgit, Hunza and Baltistan would be enabled to participate in the plebiscite and be accessible to public pre-vote addresses by the Valley’s leaders. The Mirwaiz, too, needed to be asked (i) if he was sure that the separated Kashmir would not be gobbled up by Pakistan and later ceded to China, as Gilgit and Baltistan has been; (ii) what would be his reaction if the regions of Jammu and Ladakh, which have been clamouring for fuller integration with the Indian Union, seek separation from the valley in the event of latter’s insistence on secession; (iii) does his Hurriyat recognize that the Kashmiri Pundits should be rehabilitated within the valley with guarantees for their security; (iv) would he like to revive the Nund Rishi’s Islam in the Valley?

The PDP ought to have been drawn out of its shell and asked to explain how free movement across the LOC, free trade and economic cooperation with POK could be feasible in the context of Pakistan’s one-point programme of India bashing. And both the National Conference and PDP leaders needed to be asked (i) what kind of autonomy they are prepared to allow for the two regions of Jammu and Ladakh and what kid of devolutions they are prepared to allow for Valley’s districts and the other two regions’ districts; (ii) why despite the greater autonomy enjoyed by this state, the J&K panchayats enjoy far less democratic rights than in India’s other States; (iii) why the people of J&K are prevented from taking decisions about their locales through the local self governance institutions; (ii) why the Human Rights Commission and the Women’s Commission of the State are dysfunctional and why the Right to Information Act, which could be a powerful instrument in the people’s hands against authoritarianism and corruption at different levels, has remained virtually unimplemented in this State.
Off course, the future interlocutors would have to probe these questions. But the MPs, the lawmakers of India, were the most appropriate personages to ask these crucial political questions.

II - Genesis of the Stone-pelting Civil Disobedience in the Valley
There is no doubt that after the repeated failures of the waves of infiltrating armed terrorists since 1989, the ISI masterminded this stone-pelting civil disobedience in the Valley in 2010, borrowing the technique from Palestine. Several considerations motivated ISI. Stone pelting would make the world feel that Kashmir is in India’s siege as the Gaza strip of Palestine is in the seige of Israel.
Secondly, where individual or group level armed terrorists could not succeed, stone pelting civil population, particularly teenagers and women could possibly do. If the Indian security forces could be provoked to open fires and kill some protestors, the cycles of stone pelting and killings could snowball into a mass uprising. In which case, Indian security forces would appear to the world as an “external force of occupation”.
There is also no doubt that the 5 billion dollars, which the ISI obtained out of the largesse the US doled out to Pakistan as development assistance plus grant for “war on terror” – which amount the ISI could not account for before the Pak establishment’s audit agency - were covertly used by it to build extensive network of hardliner India-haters and fanatical protestors in Kashmir Valley.
However, facts about conspiracies from Pakistan must not obscure the stark fact that the Kashmir’s alienation from Indian Union has reached a new height due to several factors. No civil population can bear the visible presence of large numbers of armed personnel within their habitation zone. The sight itself becomes a source of anguish and dismay and frays the nerves. Unless all members of the security forces become conscious fraternizers of civil population, many of them become exploiters by forcing the local people to do unpaid labour for them; they also tend to occasionally indulge in sexual exploitation. It must not be forgotten that the protest movement that began on June 11 last was against the killings of three men in fake encounters in Kupwara district. According to the J&K state police, these men were lured to serve as workers, taken to LOC, and in a staged encounter, killed in cold blood. Were these soldiers seeking easy ways to get gallantry awards? Our Defense Minister, Mr. A. K. Antony, who has a high reputation for personal honesty, fails to grasp that a few incidents like this can undo all the good work done by the Army over the years. Such events turn the local populace against the forces that have been defending them from infiltrating terrorists. The entire defence potential gets subverted by the hostilities in the rear.
In fact, it is the people of India as a whole - not of the people of Kashmir alone – who demand the trial of the accused army men. They have disgraced India’s name and brought disrepute to the Indian Army which had possibly the highest reputation in the world for patriotism, integrity and dedication.

III - Need for Real Power in People’s Hands
A basic question comes up here. Why do we have to station a huge battalion of Army among the civil population when no foreign Army is visibly approaching to violate the LOC? A popular leadership like Sheikh Abdullah’s, would have raised a huge volunteer force from among the local populace and given them training in arms wielding to cope with emergent situations. In recent decades, the failure of the political leaders to create and maintain such a popular base is an index of the deficits in their popularity.

But why do I talk of such leadership deficit in J&K alone? In no other state of India now, there is any coalition of political operatives who can rouse and unify the entire populace. It is possible only where democracy has taken deep roots and is vibrant in people’s lives. This is possible only when the assemblies of villages (gram sabhas) take the basic decisions governing their own lives.
This is the magic that the Gandhian model can work. This is the reason why, I had fervently pleaded for vesting the basic power in Kashmir’s gram sabhas, for changing the Panchyat Act, and taking this as the starting model for J&K to be followed in the whole of India. This is a model, not only for “holding together” the federation but also of “pulling others” towards it. This will attract the people of Pakistan and even of China, for nowhere else democracy is allowed to work so deep. In Indian Union, this transformation of villages has been resisted by vested interests because the MPs and the MLAs and the bureaucrats, who now boss over the people, will find their leverage gone. Let today’s crisis in Kashmir force this change and bring a boon to India and the world.

IV - The Key Task is to solve Kashmiri Youth’s Identity Crisis
Appraisal of Kashmir situation marks it as a revolt of the youth. They have no faith in either the Government of India or in the Government of the State. They have lost faith in everything and have no hope to live for. Hence they cry for “azadi” without knowing its contents. This is the reason why Prof. Susheela Bhan, herself a Kashmiri, says that the central task is to re-orient the youths’ consciousness by breaking the hold of the debilitating distortions of Kashmiriyat on their consciousness and to help them get over their alienation from state power and even from the adult people around them except those who titillate their imagination by dispensing counsels for destruction. They have grown up in the period when sublime and unique Kashmiriyat, which had been shaped by Shaykh Nooruddin (Nund Rishi) and Shaivite Yogini Lalleshwari and had held sway since early fifteenth century, got largely eclipsed by the tide of sectarian, soul-killing Muslimism from West Asia and Pakistan in the post-partition-of-India period. They also were haunted by the fear of rise of Hindu communalism in India. It is only when they can be buoyed up with a new vision that the tide of insecurity feeling and destructivity can be turned.
In fact, it is not the sense of insecurity of the Kashmiri youth alone. The decline of traditional values and the erosion of the primary bases of sustenance and support created in the youth a sense of insecurity all over the world. In the tropical countries, which emulated the globally dominant powers development paradigm, the youths’ sense of insecurity is even more. This is a paradigm which throws up some billionaires at one end and gives rise to vast numbers of malnourished people on the other. Its genre of technologies enables exploration of outer space at one end and creates climate change threatening life’s extinction at the other. It promotes the culture of “self first” and cut-throatism on others. In both India and Pakistan, there has been an exacerbation of this ense of insecurity. In the specific case of India, the high ideal of “sarva dharma samabhava” having gone astray, has produced diverse distortions such as “minority aggressivism alternating with deep frustration”, “majoritarian assertion” and “pseudo-secularist appeasement”. All these evil traits are reinforcing one another and cumulatively raising communal animus and sense of insecurity. If the said lofty ideal of samabhava had been implemented along with the befitting use of traditional tools – I.e. soulful reinterpretation of religious scriptures such as the Koran and the Upanishads - the outcome would have been very different.

In the Kashmir Valley, the youth’s identity crisis and the underlying sense of insecurity got accentuated further, due to Indo-Pak conflict and the tug-of-war between the traditional Nund Rishi version of Islam and the new incoming tide of Wahabi Islam which is at odds with all Sufi versions of Islam. This sense of insecurity can be overcome only by a cultural renewal.
In Kashmir’s case, the much needed cultural renewal is restoration to the pristine values of Kashmiriyat shaped by Lal Ded and Shykh Nooruddin (Nund Rishi) whose core messages were “Religious Tolerance”, “Peace for All” and “Service to Humanity” (Service to humanity brings men nearer to the Creator, the Sufis taught). Lal Mother had rebelled against oppressive social order encrusted by casteism. Shaykh Nooruddin had decried the soul- killing dogmatism and narrow-mindedness of the ulema; fought against injustice and exploitation; preached the dignity of manual labour; and advised everybody to evolve on his / her own strength in total dependence on the Creator (not on any human agency). Restoration to Lal Ded-cum-Nund Rishi’s percepts, all of which are in accord with the universally recognized modern values of democracy, social justice, and secularism (in the sense of equal treatment to people of all faiths) - will open up a new vista.

Restored to these values, the youths of Kashmir can be the harbingers of Hindu- Muslim unity in the whole of India. By their transformation as sharers of political power with other religious communities, they will be the potential peacemakers in the world of Islam (spread from Africa to the shores of South East Asia) which is now riven by shia-sunni conflicts and ethnic strifes. The uniqueness of Kashmiriyat can give them this spiritual power. By continuing as Indians, they can be stakeholders in India’s technology power as well as its universally acclaimed civilizational ideal. By adopting a positive outlook and embarking on constructive thinking, they will find a new strength in themselves.
V - The Kind of Initiatives needed for the Valley Youth’s Cultural Renewal
A vigorous movement for cultural renewal needs to be launched by the state and the civil society. Its programmes should include:

(i) Organising discourses on Kashmir’s ancient mediaeval and recent political and cultural history. Kashmiris claim that their history is 5000 years old and this consists of three volumes. The Kashmiris are said to have contributed more than 35 percent of India’s ancient literature in Sanskrit. Their history would also show they fought their rulers – be they Afghans, Mughals, the Sikhs or Dogras - as Kashmiris, not on the basis of religio-communal considerations. Their geography – location as a valley surrounded by mountains – has given them a distinct identity and helped them retain their individuality.
(ii) Publishing lakhs of nominally priced booklets of Lal Ded and Nund Rishi’s shortest verses, in Kashmiri, Urdu, Hindi and English languages so that these can be the “oft-quotes” in daily conversations and leave their lasting impress on people’s consciousness. Their appreciation by both Kashmiris and non-Kashmiris will give the movement a new impetus.
(iii) Introducing the practice of taking pledges in the schools, colleges and educational institutions for living these gurus’ (Lal Ded’s and Nund Rishi’s) teachings. Their verses are, even now, widely recited on ceremonial occasions but these get lost in life under the weight of politically partisan rhetoric.
(iv) Since “service to humanity” and “dignity of manual labour” were pillars of their percepts, these can be made the bases of all humanitarian and socially uplifting activities and also of programmes for ecological restoration such as reforestation of Kashmir, depollution of lakes, control of atmospheric pollution, water conservation, harnessing of microhydels and their use for improvements of particularly the poor people’s lives, for fighting injustice and all forms of exploitation, for enhancement of community health etc.. In this age of climate change when life on this planet is in peril, Kashmir alone cannot be saved. Therefore, the youth of Kashmir will have to turn their energies to saving the Earth and also to saving themselves from floods and other kinds of disasters.
(v) Adopting the kinds of activities which IPRA (Institute of Peace Research and Action) has been pursuing in Kashmir under its CROKSY (Cultural Renewal of Student Youth) programmes. It has been running myriad kinds of programmes, among which are activities such as essay competitions and debates on subjects like “The Kashmir of My Dream”, “If I were the Chief Minister”, “If I were the Prime Minister of India”, “Corruption in Public Life”, “Negative Aspects of Scientific Inventions” etc.
(vi) Starting Cultural Club and Debating Society in every village and every educational institution. Through music and other cultural performances and through challenging intellectual pursuits, they will be able to usher in a renascent Kashmir.

Whereas Kashmir’s youth power is now being spent on negative and unwittingly self destructive activities such as stone pelting or social networking through Facebook, they can hence turn to Internet for co-ordination with the youth power of India and the world, for creative activities and earn for themselves a new role.

Up to now, Kashmir’s youths could not even imagine the powerful support they could get from India’s human rights activists if only the latter were apprised of why they feel alienated and oppressed. India’s human rights activists also mistook the former as being wholly inspired by Pakistan’s agents in the valley. Cultural renewal movement has the potential to bring a sea change in the situation.

VI - Need to draw out Kashmir’s Principal Actors’ Inner thoughts
Among the principal actors on the Kashmir scene, the foremost is the Abdullah-led National Conference. This is the single major political force which is sincere in its belief that Kashmir’s future lies with India and which alone has the understanding that a separated Kashmir will be either swallowed by Pakistan or be a hot bed of intrigues by bigger powers. But, the National Conference- led administration always had some very undesirable features. During the Sher-e-Kashmir Sheikh Abdullah’s time, it was dictatorial but was tolerated by the people because of his charismatic leadership in the past. During Farooq Abdullah’s and Omar Abdullah’s time, the administration was, and is, inefficient. Because of these leaders’ habit of spending fewer days in Kashmir than in Delhi or abroad, their coterie usurped power and became steeped in corruption. The State suffered from lack of development and remained mired in poverty.

PDP, led by Mehbooba Mufti and her father Syed Mohammad Mufti, is a major mainstream political party in competition with National Conference in Kashmir’s state politics. To have an edge over National Conference, the Muftis occasionally indulge in communal stances on local issues and mildly secessionist rhetoric but are not pro-Pakistanis. They talk of free trade across the border and economic co-operation with Pak-occupied Kashmir but do not spell out how this could be feasible when Pakistan, which has a tight grip over PoK, single-mindedly practises “India-bashing” policy.

JKLF, led by Yasin Malik, and the larger faction of Hurriyat led by the Mirwaiz are moderate separatists. They want Kashmir separated from Indian Union but do not want to join Pakistan. Yasin Malik viewed Pakistan-inspired terrorism as subversive of indigenous movements. They have never expressed what kind of arrangement they would like to have and with whom to maintain azadi, if they succeed in securing it. They are not so naïve as not to know Pakistan’s or China’s intentions. Do they believe that if both India and Pakistan give assurance of non-interference in Kashmir, they can maintain their independence? In these days of power politics and international intrigues, and in view of Pakistan’s drive towards establishing a strategic depth by bringing Afghanistan to its fold, is that a realistic expectation? Can they not see India’s – and their own – great danger from a neighbouring grabber nation’s sudden thrust into a separated valley’s power vacuum, as had happened in Tibet. The team of interlocutors would have to engage them in strategic talks. Will they make a compromise with offers of greater autonomy? They must be persuaded to speak out their mind clearly.

The faction of Hurriyat led by Syed Ali Shah Geelani is a confirmed pro-Pakistani separatist group. The Pakistani establishments’ atrocities in Baluchistan, Pakistan’s use of artillery and rockets on its own people in tribal areas (on the very people they had trained as jihadis), do not weaken their faith in Pakistan. Pakistan’s evident moves to bring Afghanistan under its tight control do not open their eyes. Even then, the Geelani group should be asked to give comments on these events.

Geelani is not at all interested in these talks. Therefore, his interest is to re-start stone pelting and provoke the security forces. If there is any possibility of his success in re-launching these misadventures, the best answer would be to immediately organize a delegation of 100-150 “Mothers and Sisters” hailing from Ladakh to Kerala and from Rajasthan to Arunachal, to visit the valley and stand between the youth and the police.

Dukhtarani-i-Milat is a considerable female force of protestors in the valley, led by Asiya Andrabi. Andrabi has an interesting background. She had taken bio-chemistry as her subject of study but is a fanatical Islamist now. Obscenities in the TV, alcoholism and prevalence of prostitution drove her to crusading against these vices. Was it necessary for her take to narrow- minded Islamism, hateful of other faiths, she and her followers need to be asked. They could have found many more male and female allies in Indian Union in this crusade. She would be better advised to join the all-faith crusaders in the rest of India to exterminate these evils on an extended scale and to get the women of her state more scope for better education.

VII - Points for All-Indian Parties’ and Civil Society’s Consideration
Thorough- going public debates in India on the issue of more autonomy to the state of J&K are the need of the day. The Abdullah-led National Conference had its Autonomy Resolution in 2000. Whether it has made any change in its later report is not known. Broadly it is known that it wants the Union Government’s jurisdiction to be limited to (i) Banking and Currency (ii) Communication (iii) Foreign Affairs and (iv) Defence. To this, the Union Government may not have much objection. Will Home Affairs and Intelligence in civilian matters be completely excluded from the concurrent list? This should be discussed at the experts’ level. National conference wants the State’s Sadar-i-Riasayat to be elected from among the people of the state instead of the Governor being appointed by the Union Government. This also should not be objectionable if constitutionally the Sadar-i-Riasayat is obligated to report to the President of India. This is a crucial issue. If the Sadar-i-Riayasat is not to be under this obligation, then, it is azadi (secession), under the cloak of autonomy, which is unacceptable.

Does the National Conference seek to exclude the Supreme Court of India’s, the Election Commission of India’s, and the Comptroller & Auditor General of India’s jurisdiction? If these are sought, then, it will be a scheme of denying the people of the state better quality of services. If the state depends on the federal government’s subsidies, CAG’s jurisdiction would be inescapable. Without this safeguard, the government of the state would be exposed to the charge of corruption from the people of the valley themselves.

The people of Jammu and Ladakh regions have been complaining that more autonomy to this state meant more denial of democratic rights to these two regions. They would rather like their fuller integration with the Indian Union. The Valley’s parties would have to come clean on this point. What measures of autonomy would they like to concede to these regions? Or will they like the State to be divided? Every party needs to do hard thinking.

A word to BJP is in order. It is an all-India Party, the largest opposition party in Indian Parliament and a force in Jammu region. It seeks withdrawal of the special autonomy that has been given to this state, far from conceding more autonomy. It feels “more autonomy today will bring demand for azadi (secession) tomorrow”. This is being too suspicious. Too much of unitary-ism leads to dissolution of the federation. In my previous article, I had given the example of Switzerland, where the twenty-five federating units have widely differing constitutions and are near- sovereign in many aspects but all are under one President who is elected annually. Nobody there has wanted secession.

Our own experience from the pre-independence days showed us the disastrous results of excessive suspicion. Nehru’s overmuch suspicion of the Muslim League led to his refusal, after the Congress’s resounding victory in the 1937 election, to honour the pre-election understanding (Lucknow Pact). And his overmuch suspicion, again in 1946, led him to declare that the Congress would not be bound by the Cabinet Mission Plan as the price for a United India. These led to unbridgeable divergences and were partially responsible for the country’s partition. Jinnah, too, realized too late – after the Partition – that his excessive bargaining had boomeranged: he told his confidants that he would “tell Jawaharlal of his desire to go back to Bombay and settle there”. History is unforgiving. Hyper-nationalist unitary-ism breaks federations.

Conclusion
Alienation of the Kashmir valley people has reached the limit and is now at the boiling point. Maximum possible autonomy is an imperative need to retain India’s federal hold over Kashmir. The extent of autonomy suitable for a federating unit is decided by particularities and distinctive situations. Each state, in its own interest, should continuously lend itself to - rather invite - assessments by agencies constituted by fellow states. In its absence, insularity sets in and corrodes from within. Kashmiris must remember this.

In nature, autonomy is differentiation within the continuous process of integration. Autonomy is most productive through maintenance of organic linkages with other constituents of the body. The Valley’s political parties as well as the Union Government must remember these fundamental principles which are valid in nature as well as in politics.

One word at the end. To heal the wounds in the valley people’s hearts and to revive in them the longing for the Indian federation of states, a large delegation of Mothers and Sisters and another delegation of youths from all over India should visit the valley soon and invite Kashmir’s youths and their Mothers and Sisters to visit India’s other states and to see for themselves the feelings the latter have for them. Besides, a group of devout Imams who feel happy and secure in India – and if possible, some travelling saints form different Sufi orders – should visit this troubled state to prevent the growth of the canker of communalism.

Epilogue
Recently, Chief Minister Omar Abdullah attacked the Union Government for most of his problems. Certainly, the Union Government is blamable for not educating the CRPF in time that in dealing with the civil population, it must use only non-lethal weapons. But both the Chief Minister and his party President were pathetically out of touch with the reality: they had no inkling that high discontent was simmering against them, too. Besides, their idea that no improvement was at all possible until the Union Government acceded to all their autonomy demands was just wishful thinking. If they had devolved some of their powers – which were more than those of any other state of India - on to the districts, blocks and villages, people would have had more powers to take decisions about their own lives. Now, they find total denial. Besides, their devolution of autonomy could have strengthened their case for greater autonomy from their state.

The Union Government must realize that the need is to reach out to the people at the grassroot levels, in all the 22 districts of the state. It is a state of hugely diverse cultural communities. Within the same religious community, within the same district, there are different cultural habits and expectations for different political set-ups. At least five or six task forces are needed to engage the people of all the blocks in the state in talks about their political as well as developmental aspirations.

The idea of gram of gram sabhas taking the basic decisions about their own lives – i.e. the Gandhian model of village republics – needs to be offered. For there is no greater freedom possible in any system and any other country of the world. This author is convinced that ultimately, this will emerge as the only solution acceptable to all. This model has to be adopted in the whole of India as the solution to problems arising from skewed development, as the answer to Maoism, brewing peasant unrest, tribal unrest etc.

Tuesday, March 2, 2010

Please Don't Forget Our Urban Poor !

Financial Inclusion: Please Don’t Forget our Urban Poor!

Respected Pranab da,

While the nation lauds the Government’s single-minded drive to take banking to rural doorsteps, the Finance Ministry and the RBI are sadly neglecting a key constituency: the impoverished millions on the doorsteps of urban banks, denied access for lack of ‘papers’. Despite the Government’s clarion call to financial inclusion, my friends and I continue to find it difficult - if not impossible - to open accounts for our cooks, maids, drivers and gardeners.

Breaking the Gordian knot of identity and address documents
Partly responsible are the Reserve Bank of India’s 2002 ‘Know Your Customer’ rules. As you know, these require banks to check the background of prospective applicants to guard against money-laundering and terrorism financing. Applicants must prove both identity and residence through one of six documents. Passport, PAN card, voter’s card, driving license, identity card, or letter from a recognised public authority/ public servant in the first case; and telephone or electricity bill, ration card, bank account statement, or letter from employer/recognised public authority in the second.

Predominantly rural migrants, most of our urban poor do not have the correct combination of identity and address documents necessary to open accounts. The key sticking point is ‘local address’. This I learnt when I tried to open an account for Mahesh, the young Uttaranchali who lives and works in my house. He has a high-school I.D., a ration card, and a voter’s card (three KYC-approved identity documents), but these were insufficient to prove his bona fide. For, they display an Uttaranchal, not a Delhi address. Sona, our Maharashtrian ayah has no documentation at all, so hers was a ‘shut-before-opening’ case.

Recognising this Gordian knot, the RBI relaxed the documentary requirements for small deposit (or ‘no frills’) accounts with a total balance of Rs 50,000. In its Master ‘Know Your Customer’ Circular of July 2009, it ruled that a written introduction/certification from an account holder was sufficient to open such accounts, provided the account was “over six months old and showed satisfactory transactions.”

Continuing violations by urban banks
Yet, eight months later, in direct contravention of this ruling, banks across the country continue to refuse to honour letters of introduction from account-holders/employers as sufficient evidence of identity and address. I thus face the ridiculous situation of living two doors away from the bank (in which my family has had six accounts for a decade), but which insists it cannot open Mahesh’s account since it does not have the wherewithal to verify the Uttaranchal address on his identity documents. Completely illogical, since he has now lived for five years with me in Delhi, visiting Uttaranchal only four times since then.

Bank branches have either not been properly briefed about the July 2009 relaxations, or they are using the 2002 KYC obligations as a convenient smoke-screen to duck opening unremunerative accounts for the poor. No surprise then that just 2% of our over 33 million ‘no frills’ accounts are urban, as the Skoch Institute estimates.

In real terms, this is just 60,000 accounts. Minuscule in the context of India’s urban poor population of between 80 million to 190 million. We could immediately bring much of this population into the formal banking system, merely by pressuring the banks to adhere to the RBI’s July 2009 relaxations. The national drive to financially empower the poor must thus strategically invest in tracking and pushing inclusion in urban areas.

It is essential we start immediately. UNDP’s ‘Indian Urban Poverty Report 2009’ shows India’s urban population doubling from 286 million to 575 million by 2030. More worryingly, it projects continued growth in our urban poor population, due to expanding rural in-migration and lack of public services. Continuing exclusion from formal banking services will only aggravate this unfortunate trend.

Bringing the poor into the banks is also essential to establishing their identity within other formal skills and livelihood systems. For, when I tried to sign Mahesh up for Delhi driving classes to upgrade his skills and salary, he was turned away for lack of a ‘local’ bank account. I dread to think how many millions of bright, hard-working, young urban migrants are similarly held down by this ‘Catch 22’ of identification and ‘local address’.

The banks’ need for caution is understandable. But our system’s dogged insistence on ‘local address’ is misplaced, given an expanding ATM network and growing geographic mobility and. In any case, most small depositors use their accounts primarily to store and save money. Thus, should they vanish with all their money, it is theirs and nobody else’s. Moreover, small deposits do not easily lend themselves to the kinds of scam seen on stock markets.

Domestic workers: the low-hanging fruit
India’s 95-100 million domestic workers present the lowest-hanging fruit in the urban financial inclusion campaign. For, they all have close, organic links to households already within the banking system, significantly reducing the risk for banks. Since 90% of these workers are women, the implications for social empowerment are significant.

This category of worker is also likely to make larger and more regular deposits than most urban and rural poor counterparts. In bigger cities, average domestic worker salaries range from 3,500 to Rs 5,000, and average monthly savings from Rs 500-Rs 1,000. Employers would be happy to pay salaries via recurring monthly deposits. Account holders are likely to make one or two withdrawals a month. Urban ‘no frills’ accounts are thus likely to be continually active, cutting to the heart of the banks’ complaint that only 11% of the nearly 33 millon rural accounts are.

The Government must thus do some quick and clever thinking on how to incentivise our banks to, first, admit and, then, effectively serve our urban poor. To quote S.S.Tarapore, “No individual should be denied the right to open an account.” Some ‘carrot’ and some ‘stick’ might be required. But, judging from India’s telecom experience, energetic attention to enforcing banks’ urban ‘universal service obligation’ is more likely to trigger a low-cost system of ‘mass banking’, than crores of Budget spending on technology platforms and rural banking infrastructure.
- Premila Nazareth Satyanand is an independent policy analyst.

Wednesday, November 12, 2008

FASADI, NOT JIHADI

Tuesday, August 19, 2008
FASADI, NOT JIHADI
By M J Akbar
(Sunday Column in Times of India)

It is safe to assume that the Indian Mujahideen, which prides itself on being a terrorist organization, killed innocents in Gujarat, uses a logo displaying guns on either side of the Holy Book, sends threatening email signed by a split personality (both "Al Arbi" and "Al Hindi"), would like to be judged by Quranic law.

I presume they would not suggest the application of Sharia to non-Muslims. We Indians are unique in many ways: include among them the depressing fact that we have had terrorists from four major faiths - Muslims in Kashmir, Christians in Nagaland, Sikhs in Punjab and Hindus in Assam’s ULFA.

Terror has been a constant weapon of Maoists and Naxalites, none of them waving a green banner. The Quran makes a very clear distinction between legitimate war, a jihad, and illegitimate violence that spreads havoc among the innocent, a fasad. A fasadi is one who "spreads mischief through the land". The Quranic word entered our language and is used commonly for a communal riot. The Urdu-English dictionary in my office lists some of its meanings as "disturbance, trouble, outbreak of rebellion, dissension, mischief...."

It appears in the Quran, in Verse 32 of Surah 5, in the context of the first murder, when Cain killed Abel, his brother, who had done no harm. The verse is a powerful indictment of anyone who kills innocents: "That if anyone slew a person (through fasad) it would be as if he slew the whole people. And if anyone saved a life, it would be as if he saved the life of the whole people." An innocent’s death kills something in the whole community; protecting an innocent individual is akin to saving the whole. The worst mischief is, in the words of Abdullah Yusuf Ali, "treason against the state, combined with treason against Allah, as shown by overt crimes." For this crime, "four alternative punishments are mentioned, any one of which is to be applied according to circumstances, viz., execution, crucifixion, maiming or exile". I have used Abdullah Yusuf Ali’s translation and notes because they are accepted internationally. The message is supplemented by other verses (as for instance Surah 30:41).

It is instructive to note how the two most Islamic states, Saudi Arabia and Iran, one Sunni and the other Shia, punish Muslim terrorists. Saudi toughness is now exemplary to those who believe in tough methods. On Tuesday, August 5, Iran executed Yaghoob Mirnehad in the city of Zahedan because he was found guilty of involvement in Jundallah, an armed group operating along the Iran-Pakistan border along Baluchistan. Afzal Guru would not stand much of a chance in either Saudi Arabia or Iran.

When a fasadi calls himself a jihadi, it is an attempt to gain legitimacy among Muslims. The intermittent use of Quranic verses by the Indian Mujahideen is designed to reinforce the impression of Quranic sanction. Even a cursory examination shows how this terrorist group has snatched text out of context. Take the deliberately provocative quotation in one of their emails: "We are guiltless of you and whatever you worship besides Allah: we have rejected you and there has arisen between us and you enmity and hatred forever - unless you believe in Allah and Him alone." The idea clearly is to establish a Quranic sanction for hatred and enmity between Hindus and Muslims. You don’t have to be Sherlock Holmes to reach this conclusion.

They have arbitrarily plucked out lines from a much longer verse about the great patriarch Abraham, who left home after his father began to worship many gods instead of the One Allah. But the "hatred" is for apostasy, not the person. Where the Indian Mujahideen have put a full stop, there is only a colon in the original. Abraham also says that he will pray for his father. He does not threaten to murder his father in the name of Allah, which the Indian Mujahideen seem to believe is their wanton right.

The Quran insists that that while there are differences among faiths, it is up to Allah, and not man, to be the judge. For man, there is a clear principle (Surah 2:256): "La iqra fi al deen (Let there be no compulsion in religion)." (This instruction, incidentally, comes just after Ayat ul Kursi, a magnificent evocation to the power of Allah and his protection of man.) A second principle is equally unambiguous: "Lakum deen-e kum wal ya deen (Your religion for you and my religion for me)." It was not an accident that Ottoman Sultans gave shelter to Spanish Jews after they were driven out by the Catholic Inquisition.

Every jihad is a war fought by a Muslim, but every war fought by a Muslim is not a jihad. Yusuf Ali explains in his note on Surah 9:20: "It may require fighting in Allah’s cause, as a form of self-sacrifice. But its (jihad’s) essence consists in a true and sincere Faith, which so fixes its gaze on Allah, that all selfish or worldly motives seem paltry and fade away...Mere brutal fighting is opposed to the whole spirit of jihad, while the sincere scholar’s pen or preacher’s voice or wealthy man’s contributions may be the most valuable forms of jihad." The Jihad-e-Akbar, or the greater jihad is a struggle to cleanse oneself; war is only the Jihad-e-Asghar, or the lesser jihad. However, if jihad were only an internal struggle for purification, we would not be discussing it. Islam sanctions war, but with very strict rules. The call for a jihad cannot be given by a maverick. The killing of innocents, women and children is strictly forbidden. The first Caliph, Abu Bakr, laid down the rules when he sent the first armies out to battle: a jihadi could not betray a trust, misappropriate booty, mutilate a body, kill the old, women or children; he could not even destroy trees or slaughter an animal except for food. Terrorism has no place in jihad. There is one justification, in Islamic law, for jihad: when a nation becomes a Dar ul Harb (House of War) rather than a Dar ul Islam (House of Islam). Can India be declared a Dar ul Harb?

A Big 19th Century Question has seeped into the 21st.

The collapse of the Mughals from around 1720 witnessed the rise of regional powers, and substantial Muslim populations began living under the rule of Marathas and Rajputs. In 1803, the British broke through Maratha resistance and reached Delhi, where the wobbly Mughals became a protected species. That year, Shah Abdul Aziz, heir of Shah Waliullah and the most respected theologian of his time, declared India a Dar ul Harb because British law would prevail over the law of Islam. This inspired a jihad by his disciples (principally Ahmad Saeed Barelvi and his successors) that lasted till the last quarter of the century; 1857 was only one episode in a long war.

The interesting point is that there had never been a similar fatwa against any Hindu ruler of India, and the Barelvis sought and received help from the Marathas. Muslims never considered living under Hindu rulers a cause for jihad because Hindu rulers respected their right to practise their faith as they wished.

As late as in 1871, Sir William Hunter, the famous ICS officer, was attempting to answer the question, "Are the Indian Mussalmans bound by their Religion to rebel against the Queen?" He recorded the considered views of a number of alim. The answer, in essence, was that if a Muslim was permitted to live by his own law, the Raj could be considered a House of Islam. Muslim personal law was incorporated into the Raj code. Free India, through Constitutional statute and practice, permits Indian Muslims full rights to the exercise of their faith. You may not be able to hear the amplified azaan in London or Washington, but you can in Delhi.

Aberrations like riots do not change this fundamental reality. If that were so, Pakistani Shias would be entitled to declare a jihad against Pakistan since they have repeatedly suffered from communal violence.

Justice and equality are the heart and soul of the Quran, and the Holy Book knows what justice would do to a fasadi.

Monday, November 3, 2008

Volunteer to remove Criminals and Cash from Indian Politics

We all dream of an India in which our politicians are honest, public-minded, and deliver effective governance and development to citizens. While we all want to contribute to this dream, we do not know how...

Now is your chance to act!

With six State Assembly Elections scheduled for Nov/ December 2008, the Association for Democratic Reform (http://www.adrindia.org/home/index.asp) desperately needs your support with their national Election Watch effort.

Among other things, this effort will involve:

1) Assembling information on contesting candidates (criminal records, assets/liabilities, educational qualifications),

2) Monitoring election expenses incurred by electoral candidates and political parties,

3) Disseminating all this information to the public to help them make an informed choice, using a variety of channels such as media, SMS campaigns, e-mailers, etc

Most importantly, ADR is in the process of setting up a toll-free helpline to enable people to get candidate data and related information easily. Interested citizens from any of the six states going to the polls will be able to call into the hotline.

So, do your bit for the country! Volunteer with ADR for 8-10 hours a day over November/ December 2008. While you will receive a small honorarium to cover travel etc, you will - more importantly - have the satisfaction of knowing that you have contributed to a nationally crucial cause.

To volunteer and/ or to find out more, please contact:

Anil Bairwal
National Coordinator, Association for Democratic Reforms
B 1/6, Hauz Khas,New Delhi – 110 016
Tel: 91 11 6590 1524
Email: adr.delhi@gmail.com; abairwal@gmail.com

PS. A minimum commitment of 2 weeks is required.